關(guān)于金錢的英語(yǔ)文章閱讀
在私有制社會(huì)，金錢的重要地位是無(wú)可替代的。它無(wú)處不在，任何人都要和它打交道并受到它的影響。下面是學(xué)習(xí)啦小編帶來(lái)的關(guān)于金錢的英語(yǔ)文章閱讀，歡迎閱讀!
關(guān)于金錢的英語(yǔ)文章閱讀篇一
Teaching Children Money Habits for Life
The life-long benefits of teaching children good money habits make it well worth the effort. Children who are not taught these lessons pay the consequences for a life-time. Some parents don't teach children about money because they think they shouldn't talk about money with children, don't have the time, or think they don't have enough money. Parents should take the time to teach children about money regardless of their income and should start when children are young.
Most people have strong feelings and opinions about money, based on childhood experiences and the values and beliefs of their families. Most often, these experiences, values, and beliefs are different for each parent. It is vital for the healthy development of children that parents talk about these feelings and opinions and establish a consistent approach to teaching children about money.
Here are some guidelines parents can keep in mind as they begin the financial socialization of their children:
Guide and advise rather than direct and dictate how the child's money should be used.
Encourage and praise the child rather than criticize and rebuke actions taken.
Allow children to learn by mistakes and by successes.
Be consistent while taking children's differences into account.
Include all family members in money management discussions, decision making, and activities as appropriate for their age.
Explain to children what they can and cannot do and the consequences of violating the limits.
As children get older increasingly include them in discussions of limits and consequences.
Expect all family members to perform unpaid, routine household chores based on their abilities.
Express your desire to have things you can't afford. Children need to know that parents say “no” to themselves, too.
花些力氣教會(huì)孩子們良好的花錢習(xí)慣是非常值得的，因其帶來(lái)的好處是使他們受益一生的。沒(méi)有受過(guò)這些金錢教育的孩子們將一輩子為此付出代價(jià)。有些父母不和子女談?wù)摻疱X，因?yàn)樗麄冇X(jué)得不應(yīng)該和小孩子談?wù)摻疱X，覺(jué)得沒(méi)有時(shí)間，或者是認(rèn)為他們沒(méi)有足夠的錢。作為父母，不論他們的收入如何都應(yīng)該花時(shí)間教導(dǎo)子女有關(guān)錢的問(wèn)題。
大部分人對(duì)金錢所持有的固有的感受和看法都是基于兒時(shí)的經(jīng)歷以及家庭的價(jià)值觀和信念。多數(shù)情況下，每個(gè)父母的這些經(jīng)歷、價(jià)值觀和信念都是不同的。父母談?wù)撨@些感受和看法并建立起一條前后一致的樹(shù)立子女金錢觀的途徑對(duì)于孩子的健康成長(zhǎng)非常重要。
父母在同子女進(jìn)行金錢交流時(shí)應(yīng)該記住以下幾點(diǎn)：
引導(dǎo)和建議而不是指揮和命令孩子如何花錢。
鼓勵(lì)和表?yè)P(yáng)孩子而不是批評(píng)和指責(zé)孩子的行為。
允許孩子們通過(guò)失敗和成功來(lái)學(xué)習(xí)。
在考慮每個(gè)孩子的不同特點(diǎn)的情況下，保持(觀點(diǎn)和方法的)前后一致。
讓每個(gè)家庭成員都參加與其年齡相適應(yīng)的金錢管理的討論、決定等活動(dòng)。
向孩子們說(shuō)明什么能做，什么不能做以及超出限制帶來(lái)的后果。
隨著子女的成長(zhǎng)，更多地讓他們參與關(guān)于限制及后果的討論。
期待每個(gè)家庭成員都無(wú)償?shù)刈鲆恍┡c他們能力相符的家務(wù)勞動(dòng)。
表達(dá)你對(duì)買不起的東西的渴望。子女需要知道，父母也要對(duì)自己(的需要)說(shuō)“不”。
關(guān)于金錢的英語(yǔ)文章閱讀篇二
Does money buy happiness?
Does money buy happiness?Not.Ah，but would a little more money make us a little happier?Many of us smirk1) and nod.There is，we believe，some connection between fiscal2) fitness and feeling fantastic.Most of us would say that，yes，we would like to be rich.Three in four American collegians now consider it “very important” or “essential” that they become “very well off financially.” Money matters.
Well，are rich people happier?Researchers have found that in poor countries，such as Bangladesh，being relatively well off does make for greater well-being.We need food，rest，shelter and social contact.
But a surprising fact of life is that in countries where nearly everyone can afford life’s necessities，increasing affluence matters surprisingly little.The correlation between income and happiness is “surprisingly weak，” observed University of Michigan researcher Ronald Inglehart in one 16-nation study of 170，000people.Once comfortable，more money provides diminishing returns.The second piece of pie，or the second 0，000，never tastes as good as the first.
Even lottery3 winners and the Forbes’ 100wealthiest Americans have expressed only slightly greater happiness than the average American.Making it big4) brings temporary joy.But in the long run wealth is like health：its utter absence can breed misery，but having it doesn’t guarantee happiness.Happiness seems less a matter of getting what we want than of wanting what we have.
Has our happiness floated upward with the rising economic tide?Are we happier today than in 1940，when two out of five homes lacked a shower or tub?When heat often meant feeding wood or coal into a furnace?When 35percent of homes had no toilet?
Actually，we are not.Since 1957，the number of Americans who say they are “very happy” has declined from 35to 32percent.Meanwhile，the divorce rate has doubled，the teen suicide rate has nearly tripled5)，the violent crime rate has nearly quadrupled6)(even after the recent decline)，and more people than ever(especially teens and young adults)are depressed.
I call this soaring wealth and shrinking spirit “the American paradox7).”More than ever，we have big houses and broken homes，high incomes and low morale，secured rights and diminished civility.We excel at making a living but often fail at making a life.We celebrate our prosperity but yearn8) for purpose.We cherish our freedoms but long for connection.In an age of plenty，we feel spiritual hunger.
by David Myers
金錢能買幸福嗎?
金錢能買幸福嗎?不!但是多一點(diǎn)兒錢是不是會(huì)令我們多一點(diǎn)兒幸福呢?對(duì)此，我們中的很多人會(huì)嘿嘿一笑并點(diǎn)頭同意。我們相信，物質(zhì)富裕與精神愉悅間存在著某種關(guān)聯(lián)。大多數(shù)人會(huì)說(shuō)，是的，我們希望富有。當(dāng)今3/4的美國(guó)大學(xué)生認(rèn)為“經(jīng)濟(jì)上很富足”是“十分重要的”或“必要的”。金錢確實(shí)重要。
那么富人就更幸福嗎?研究人員發(fā)現(xiàn)在貧窮國(guó)家，如孟加拉國(guó)，相對(duì)的富有確實(shí)能夠帶來(lái)較大的安康。我們需要食品、休息、住房以及社會(huì)交往。
但是一個(gè)令人驚訝的事實(shí)是，在那些幾乎人人都豐衣足食的國(guó)家中，更加富足并沒(méi)有什么重要意義。收入與幸福的相互關(guān)系是“微乎其微”，密歇根大學(xué)研究員羅納德·英格利哈特在一項(xiàng)對(duì)16個(gè)國(guó)家17萬(wàn)人的調(diào)查報(bào)告中就是這樣說(shuō)。人們一旦生活舒適，更多的金錢所帶來(lái)的幸福感便會(huì)遞減。第二張餅不如第一張香，第二次獲得10萬(wàn)美元不如第一次那樣興奮。
即使彩票中獎(jiǎng)?wù)咭约啊陡２妓埂冯s志選出的前100名最富有的美國(guó)人都表示，比起一般的美國(guó)人，他們只是略感幸福而已。發(fā)大財(cái)能夠帶來(lái)短暫的快樂(lè)，但從長(zhǎng)遠(yuǎn)來(lái)講，財(cái)富就如同健康：完全沒(méi)有，會(huì)帶來(lái)苦難，但是有了卻不一定能夠保證幸福。幸福似乎并不意味企圖得到我們想要的東西，而意味著想要我們已有的東西。
我們的幸福是否伴隨著經(jīng)濟(jì)浪潮上漲了呢?回顧1940年，2/5的家庭沒(méi)有淋浴或者浴缸，取暖通常意味著向爐子中添加木塊或者煤塊，35%的家庭沒(méi)有衛(wèi)生間。同那時(shí)相比，今天的我們是否多了一分幸福?
實(shí)際上，我們并沒(méi)有。自1957年以來(lái)，聲稱自己“非常幸福”的美國(guó)人已經(jīng)從35%降到了32%。同時(shí)，離婚率翻了一番，青少年自殺率增長(zhǎng)了近2倍，暴力犯罪率上升了近3倍(即便最近有所下降)，情緒消沉的人數(shù)(尤其是青少年)超過(guò)了以往任何時(shí)候。
我把這種飛速增長(zhǎng)的財(cái)富和不斷萎靡的精神稱之為“美國(guó)矛盾”。這種情況現(xiàn)在甚于以往任何時(shí)候：我們得到了大房子，但卻換來(lái)了家庭的破裂;我們得到了高收入，但卻降低了道德水準(zhǔn);我們得到了有保障的權(quán)利，但卻漸漸失去了禮儀。我們善于謀生，但卻往往不會(huì)營(yíng)造生活。我們慶祝取得的成功，但卻感到缺乏目的。我們珍視個(gè)人的自由，但卻又渴望著與他人交流。在這個(gè)物質(zhì)財(cái)富充裕的時(shí)代，我們感到精神上的饑渴。
關(guān)于金錢的英語(yǔ)文章閱讀篇三
青少年該如何看待金錢
It is never too early for you to learn about the value of money as a teenager. Many teens have no concept what it takes to earn money or what it costs to live. Lifestyle may have an influence on how you understand money since this is especially true for teens from affluent families. If you live in low income area like other teens you may often struggle to obtain money sometimes resorting to criminal acts to get money when you need it. The following article discusses some important things about teens and money issues including:
認(rèn)識(shí)金錢的重要性，對(duì)作為青少年的你來(lái)說(shuō)，絕不會(huì)過(guò)早。許多青少年對(duì)賺錢的目的或生活的開(kāi)銷一點(diǎn)概念都沒(méi)有。生活方式可能對(duì)你如何了解金錢會(huì)有所影響，因?yàn)檫@對(duì)富裕家庭的孩子來(lái)說(shuō)特別正確。如果你生活在低收入地區(qū)，和其他青少年一樣，你得經(jīng)常努力奮斗去賺錢。有時(shí)，當(dāng)你迫切需要錢的時(shí)候會(huì)采取犯罪行為來(lái)獲取金錢。下面的文章將討論一些關(guān)于青少年和金錢問(wèn)題的重要方面。
When you're given money you should learn how to handle the money wisely. While some teens are taught at a young age to save what they have other teens have no idea how to keep a dime in their pocket and will spend their money on the first thing they see. You need to learn good money habits as soon as you have money of your own through work or other sources.
當(dāng)別人給你錢的時(shí)候，你必須學(xué)會(huì)如何聰明地理財(cái)。有些青少年很小的時(shí)候，就被教育要積攢他們手頭擁有的東西，其他的則不知如何把錢-哪怕一毛錢存在口袋里，而且他們會(huì)把錢花費(fèi)在第一眼看到的東西上。一旦你通過(guò)工作或其他渠道獲得屬于自己的錢，你必須養(yǎng)成存錢的良好習(xí)慣。
Earning Extra Money
賺取額外的錢
If you are a teen looking to get some extra money you have some options available. If you have not saved money in the past you will be starting from scratch. It is possible for you to earn money by doing odd jobs around the neighborhood such as mowing lawns and babysitting. Some teens will even start their own lawn care business and that's an idea you can use. Pet walking and pet sitting is also another great way for teens to earn money until they are old enough to get a job; so consider these ideas!
如果你是個(gè)希望獲得額外金錢的青少年，你有幾個(gè)可行的選擇。如果你以前沒(méi)有存過(guò)錢，從零開(kāi)始存錢。你可以在家里附近做兼職賺錢，如割草和照看嬰孩。有些青少年甚至開(kāi)始做草坪保養(yǎng)生意，這個(gè)主意你可以使用。在青少年長(zhǎng)大從事工作之前，帶寵物散步和照顧寵物也是他們賺錢的另一個(gè)重要法寶。認(rèn)真考慮這些方法吧!
Saving Money
存錢
When teens have found a way to earn money they should start saving some of what they earn. Remember good money habits start young! If you have a bank account you can deposit some of your earnings there. However you may also have an account managed by your parents that you aren't given access to until you are a certain age. Another way to save your money is to have a place in your room where you can safely keep the money they have earned. Even though your will have access to this money at all times you will be able to see how much they have earned and can keep some money put aside.
當(dāng)青少年發(fā)現(xiàn)賺錢的方法，他們必須積攢一些賺到的錢。記住，良好的存錢習(xí)慣從小開(kāi)始!如果你有個(gè)銀行帳戶，可以把一些賺到的錢存放進(jìn)去。不過(guò)，你也可以擁有一個(gè)由父母管理的帳戶，這個(gè)帳戶在你達(dá)到一定的年齡之前是不準(zhǔn)許使用的。另一個(gè)存錢的方法是：在你房間里找一處地方，可以安全存放你賺到的錢。即使任何時(shí)候你準(zhǔn)許支配這些錢，你仍可以知道已經(jīng)賺了多少錢并且保持一定的儲(chǔ)蓄。
Learning Value
認(rèn)識(shí)錢的重要性
It is very common for teens to not understand the value of money. This is generally because they have not had to work for their money. You may receive it in gifts from family members and friends.
青少年普遍不了解錢的重要性。這是因?yàn)橐话闱闆r下，他們都不必為了錢而工作。他們可以通過(guò)家庭成員和朋友送的禮物獲得金錢。
Teaching Value to Young Teens
教育年幼的青少年錢的重要性
Your parents and other adults in your life should teach you how to manage your money. Once you have found a way to make money the best thing is for you to have a savings account. Each time you earn some money part of the amount should be deposited into the account. This will teach you how to save and will also show them that they are being rewarded for your work by having the ability to watch their account grow. If someone in your life tries to teach you these tricks of money management make sure you pay attention!
你的父母和其他父輩必須教你如何理財(cái)。一旦你發(fā)現(xiàn)賺錢的方法，最好就是開(kāi)一個(gè)儲(chǔ)蓄帳戶。每次你賺到錢，一部分就要存放到這個(gè)帳戶上。這樣將教會(huì)你如何存錢，而且可以通過(guò)看到帳戶金錢數(shù)目的增長(zhǎng)，反應(yīng)出這些錢是由于你的工作而所得到的回報(bào)。如果有人試圖教你理財(cái)?shù)募记?，確保專心地學(xué)習(xí)!
Older Teens and the Value of Money
年長(zhǎng)的青少年和錢的重要性
It can be harder to learn the value of money by the time you are 15. You might find that you want to buy the latest things on the market and you might not be so concerned about the value of money or what these items truly cost. If you are in this age group and do have a part-time job you're allowed to spend some of your money but do need learn! Having an ATM card can help you learn how to manage your own money and realize that you can only spend what you have earned. Once the money is gone it's gone!
當(dāng)你15歲的時(shí)候，懂得錢的重要性是比較困難的。你會(huì)想要買市場(chǎng)上最新潮的東西，而且不會(huì)太關(guān)心錢的重要性或這些東西的真正價(jià)格。如果你是在這個(gè)年齡階段，而且有份兼職工作，你可以花一些錢但必須學(xué)習(xí)!擁有一張ATM卡能夠幫助你學(xué)習(xí)如何管理自己的錢，并且讓你認(rèn)識(shí)到只能花費(fèi)自己賺到的錢，一旦把錢花出去，就一去不復(fù)返了!
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