電子銀行的介紹

　　電子銀行又稱網(wǎng)上銀行，是在Internet上的虛擬銀行柜臺(tái)。接下來小編為大家整理電子銀行的介紹，希望對(duì)你有幫助哦!

　　Electronic banking has radically changed the way customers can do banking. Before e-banking, checking an account balance required the customer to either go to customer service or the teller. Now there are many methods available? ATMs have become an essential part of our lives, because they allow us to check balances, deposit, withdraw and transfer money. Telephone banking allows customers to perform electronic funds transfer transactions (also known as EFT), check balances and pay bills? Mobile banking has nearly the same functionality as telephone banking, except that information is relayed by Short Message Service or SMS, however, paying bills by mobile banking isn't practical. Internet banking on the other hand gives access to a broader range of services. These services include changing account details like address, and password, EFT, arranging bill payments or direct debits, and performing account inquiries.

　　電子銀行正迅速改變著客戶操作銀行業(yè)務(wù)的方式。在電子銀行發(fā)明以前，客戶需要查詢賬戶余額必須聯(lián)系銀行客服部門或出納?，F(xiàn)在有了更多的方式。自動(dòng)柜員機(jī)由于能夠方便地實(shí)現(xiàn)余額查詢、存取款和轉(zhuǎn)賬業(yè)務(wù)，已成為我們生活中不可或缺的一部分。電話銀行使客戶能夠進(jìn)行電子轉(zhuǎn)賬(也稱為“EFT”)、查詢余額和支付賬單。移動(dòng)銀行和電話銀行的功能基本一致，只是通訊方式是通過短消息服務(wù)來傳遞的，使用移動(dòng)銀行不能實(shí)現(xiàn)支付賬單。而另一方面，網(wǎng)絡(luò)銀行給予人們更廣泛的服務(wù)，包括變更賬戶細(xì)節(jié)如地址、密碼等，電子轉(zhuǎn)賬、賬單支付或直接扣付，以及進(jìn)行各種賬戶查詢等等。