銀行英語(yǔ)情景對(duì)話：綜合授信
銀行英語(yǔ)情景對(duì)話：綜合授信
想學(xué)習(xí)一些在銀行工作常用的英語(yǔ)情景對(duì)話嗎?下面學(xué)習(xí)啦小編為大家?guī)?lái)有關(guān)綜合授信銀行英語(yǔ)情景對(duì)話，歡迎大家學(xué)習(xí)!
銀行英語(yǔ)情景對(duì)話1：
A: What can I do for you, Madam?
我能為您效勞嗎，女士?
B: Can you help me with Comprehensive Credit Granting?
關(guān)于綜合授信業(yè)務(wù)的事情你能幫我嗎?
A: Certainly, Madam. What would you like to know?
當(dāng)然可以，女士。您想了解什么呢?
B: Well, everything really.
嗯，實(shí)際上是所有的事項(xiàng)。
A: All right. We can grant a Financing Promise Quota, if you qualify. This means that we can deal with all of your needs in a speedy and efficient way. Firstly, your Credit Rating must be class A, and your Debt to Asset Ratio must be top notch, for the industry you are involved in.
好吧。如果您符合標(biāo)準(zhǔn)的話，我們可以給予您融資承諾額度。這就意味著我們能夠通過(guò)迅速和有效的程序來(lái)辦理您的所有業(yè)務(wù)需求。首先，您的信用等級(jí)必須是A級(jí)，而且您的資產(chǎn)負(fù)債率對(duì)于您的企業(yè)所在行業(yè)來(lái)說(shuō)必須是一流的。
銀行英語(yǔ)情景對(duì)話2：
B: Is there anything else, apart from the Credit Rating and Debt to Asset Ratio?
除了信用等級(jí)和資產(chǎn)負(fù)債率以外，還有其他的什么標(biāo)準(zhǔn)嗎?
A: There is the Balance of Net Liabilities. This must not exceed its net assets and no business loss can be shown during the past two years.
還有凈負(fù)債余額。它不得超過(guò)企業(yè)的凈資產(chǎn)，而且企業(yè)在過(guò)去兩年內(nèi)沒有出現(xiàn)經(jīng)營(yíng)虧損。
B: Right, OK. That，again, shouldn't be a problem.
好的。這方面也不會(huì)有什么問(wèn)題。
A: And the total ratio of return on assets should not be lower than the average, for that particular industry, for the first two quarters of the year.
還有今年前兩個(gè)季度，企業(yè)總資產(chǎn)回報(bào)率應(yīng)不低于所在行業(yè)的平均水平。
B: Well, as far as I can tell, we qualify.
嗯，據(jù)我所知，我們夠資格。
A: Of course we will need proof, originals and duplicate of everything. As soon as you bring in the proof and we assess it, it should be very quick indeed.
當(dāng)然，我們將需要證明，就是所有文件的正本和副本。只要您帶著證明來(lái)，我們?cè)u(píng)估一下，其實(shí)辦理起來(lái)應(yīng)該是非?？斓摹?/p>
銀行英語(yǔ)情景對(duì)話3：
A: Mr Brown! How nice to see you, can I help?
Brown先生!.很高興見到您，我能幫忙嗎?
B: I'm not exactly sure if it's your department, but I'd like to ask some questions about qualifying for Comprehensive Credit Granting.
我不敢完全肯定是否是你們部門的事情，但我想請(qǐng)教一些關(guān)于綜合授信業(yè)務(wù)的問(wèn)題。
A: I see. You are one of my favourite customers, Mr Brown. I'm more than happy to help. For Comprehensive Credit Granting,IBJ will grant a promised quota for you, that is, if you qualify. Of course, your credit record, within you field of trade needs to be up to scratch.
我明白了。您是我最喜歡的客戶之一，Brown先生。我會(huì)非常樂(lè)意幫助您。針對(duì)綜合授信業(yè)務(wù)的對(duì)象，如果您有資格的話，IBJ銀行將給予您融資承諾額度。當(dāng)然，您的信用記錄，在您的經(jīng)營(yíng)領(lǐng)域里，必須要達(dá)到一定的水平。
B: How long a period will you look at to determine this?
你們要考察多長(zhǎng)時(shí)間來(lái)決定呢?
A: We will consider the first part of the year, in your particular field, and your credit rating can be no less than class A, during that period.
對(duì)于您所在的行業(yè)，我們會(huì)考慮今年的第一季度，在此期間，您的信用等級(jí)不能低于A級(jí)。
B: That sounds simple enough. It's Friday today, I'll be back on Monday morning, first thing,with all of the relevant data. See you then, and enjoy your weekend.
這聽起來(lái)夠簡(jiǎn)單的。今天是星期五，我星期一早上第一件事就是帶著所有相關(guān)的資料來(lái)這里。到時(shí)候見啦，并祝你周末過(guò)得愉快。
銀行英語(yǔ)情景對(duì)話4：
A: Good afternoon, how can I be of service today?
下午好，今天我如何為您效勞?
B: My company wants to become involved in your Comprehensive Credit Granting. We are a very young company and Vm not at all sure if we meet your credit requirements.
我公司希望在你們銀行辦理綜合授信業(yè)務(wù)。我們是一個(gè)非常年輕的公司，我不能肯定我們是否達(dá)到了你們的信用要求。
A: It is possible to take into account special circumstances, should the manager agree to it. If your credit rating has been class A in your initial trading period and your debt to asset ratio is sound, and then I'm sure the manager will see you to discuss it further. I'll set up a meeting for you.
如果經(jīng)理同意的話，可以考慮特殊情況特殊處理。如果在您的經(jīng)營(yíng)初期您的信用等級(jí)已經(jīng)達(dá)到了A級(jí)，并且您的資產(chǎn)負(fù)債率是合理的，那么我相信本行的經(jīng)理會(huì)與您進(jìn)一步商談。我這就為您安排會(huì)面。
B: That would be wonderful. Thank you so much for all of your help.
這真是太好了。對(duì)你的所有幫助，深表感謝。
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