銀行業(yè)務(wù)常用的英語
現(xiàn)在在我們的身邊到處都有金融，那么你會金融的英語句子嗎，今天小編就給大家看看金融英語，希望能幫助到大家。
金融英語：銀行的種類
Mary Smith's boy-friend ,Tom Brown ,is a clerk at the First National Bank .He and Mary are talking about the different types of banks and bank services .
瑪麗·史密斯的男朋友湯姆·布郎是第一國民銀行的職員，他在和瑪麗談?wù)摳鞣N不同類型的銀行和銀行的各種業(yè)務(wù)。
Smith :I don't understand what you mean when you say commercial bank.Tom ,aren't all banks the same?
史密斯：我不明白你所說的商業(yè)銀行是什么意思，湯姆，所有銀行不都是一樣的嗎?
Brown :No ,there are different types of banks ,Mary .
布郎：不是的，有著各種不同類型的銀行，瑪麗。
Usually the word bank refers only to the commercial banks like the one I work for .
通常講“銀行”這個詞僅僅是指商業(yè)銀行，就象我工作的這家銀行一樣。
They're the banks that offer a full range of checking and savings-account services and make all kinds of loans .
這種銀行提供支票和儲蓄全套的服務(wù)，并從事各種類型的貸款事宜。
S:Well,what other kinds of banks are there?
史密斯：噢，那么還有哪些類型的銀行呢?
B:The second large category is called the Savings and Loan Association or the Building and Loan Association .
布郎：第二大類稱做“儲蓄和貸款協(xié)會”，或“建房信用協(xié)會”，
Some people call them Savings Banks,but they are technically not banks .
一些人稱它們?yōu)閮π钽y行。但是，從法律上講，它們并不是銀行，
They specialize in long-term savings accounts and usually lend money for mortgages.
而是專門辦理長期儲蓄存款戶頭，通常把錢借出去做為抵押。
S:What about mutual Savings Banks?What does that mean?
史密斯：“互助儲蓄銀行”是怎么回事?業(yè)務(wù)內(nèi)容是什么呢?
B:Those are special savings association ,like savings and loan associations,which are owned by the depositors instead of stockholders .
布郎：那是一些特殊的儲蓄協(xié)會，像儲蓄和貸款協(xié)會一樣，是歸儲戶所有，而不是屬于股東所有。
Usually they specialize in mortgages ,too.
通常，它們也是專門從事抵押業(yè)務(wù)。
S:Why don't they offer checking accounts like your bank does ?
史密斯：它們?yōu)槭裁床幌竽銈兊你y行一樣提供支票帳戶服務(wù)呢?
B:They are organized for different purposes and they don't have the authority to offer checking accouts.
布郎：各種銀行是為不同的目的而建起來的，因此它們無權(quán)提供支票帳戶，
That's a function for commercial banks only .
只有商業(yè)銀行可以有這種業(yè)務(wù)。
S:What's a long-term or industrial bank?
史密斯：什么是“長期銀行”或“工業(yè)銀行”?
B:That's a special bank for industrial development .
布郎：這是為工業(yè)發(fā)展而設(shè)立的專業(yè)銀行。
金融英語：銀行業(yè)務(wù)1
John Anderson's girl-friend ,Betty Rogers ,is a teller at the First National Bank.
約翰·安德森的女友貝蒂·羅杰斯是第一國民銀行的出納員。
She is explaining the operation and organization of the bank to John.
她正給約翰解釋銀行的業(yè)務(wù)和組織。
Rogers:Our bank is organized into a number of departments ,each of which is responsible for a particular area of business.
羅杰斯：我們的銀行分成許多部門，每一部門都負(fù)責(zé)某一特定的業(yè)務(wù)。
For example ,the Trust Department handles investments ,the Collateral Department keeps loan records and pledged securities ,
譬如說，信托部門從事投資，證券擔(dān)保部門負(fù)責(zé)保存貸款記錄和抵押有價證券，
and the Real Estate Department handles mortgage oans on real estate.
不動產(chǎn)部門負(fù)責(zé)不動產(chǎn)方面的抵押貸款。
Anderson:What department are you in ?You 're a teller ,aren't you?
安德森：您在哪個部門?您是一位出納員吧?
R:Yes,I am a paying and receiving teller .We are usually the people who have the most contact with our customers .
羅杰斯：是的，我是收付出納員。我們通常是和顧客接觸最多的人。
We are part of the Operations Department ,the department which takes care of most of the day-to-day business of the bank .
我們是營業(yè)部門的職員，這個部門負(fù)責(zé)從事銀行大多數(shù)的日常業(yè)務(wù)。
A:What's the Auditing Department ?Isn't that where your friend Alice works?
安德森：什么是審計部門?您的朋友艾麗斯不就是在那個部門工作嗎?
R:Yes,Alice is an assistant auditor .The Auditing Department has the responsibility of checking and supervising all of the bank's activities to be sure there are no errors or improper procedures.
羅杰斯：是的，艾麗斯是助理審計員，審計部門有檢查和監(jiān)督銀行所有活動的責(zé)任以確保這些活動中沒有差錯或不恰當(dāng)?shù)某绦颉?/p>
A:Does the Auditing Department keep the main records of all transactions?
安德森：審計部門保存所有業(yè)務(wù)活動的主要記錄嗎?
R:No,that's the job of the General Ledger Department .That's the department that is the central bookkeeper for the bank .
羅杰斯：不，那是總帳部門的工作，那個部門就是銀行的中央簿記處。
Of course ,modern banks keep such records in computers instead of in ledgers.
當(dāng)然了，現(xiàn)代銀行把這樣一些記錄保存在計算機(jī)里而不是保存在總帳簿中。
金融英語：銀行業(yè)務(wù)2
John Anderson and Betty Rogers continue their discussion about the operation and organization of her bank .
約翰·安德森和貝蒂·羅杰斯繼續(xù)談?wù)撚嘘P(guān)貝蒂所在銀行的業(yè)務(wù)和組織機(jī)構(gòu)。
Anderson:Who is the highest officer of the bank ?
安德森：誰是銀行中最高級的職員?
Rogers:That's Mr.Sunderland ,our president .He is responsible to the Board of Directors,
羅杰斯：我們的董事長森德先生，他負(fù)責(zé)董事會的工作。
Which is elected by the stockholders.He is assisted by the senior vice-presidents ,
是由全體股東選舉出來的。高級副董事長協(xié)助他進(jìn)行工作，
vice-presidents and assistant vice-presidents .
還有副董事長和助理董事長。
A;How many vice-presidents do you have ?
安德森：你們有多少副董事長?
R:There are quite a few .Usually each department is headed by a vice-president or an assistant cashier .
羅杰斯：有不少呢，通常每個部門都有一個副董事長或者一個助理司庫作為領(lǐng)導(dǎo)，
That's the lowest -ranking officer position in most banks.
助理司庫是大多數(shù)銀行中主管級別中最低的一級。
A:Aren't all department managers officers?
安德森：并不是所有部門的經(jīng)理都是主管級的吧?
R;No,not all of them are .Actually ,the word officer means a person authorized by the Board of directors to represent the bank in certain dealings .
羅杰斯：對，不全是主管級。實際上主管人員這個名詞表示這個人得到了董事會授權(quán)，代表銀行經(jīng)營某些業(yè)務(wù)的人。
It doesn't necessarily represent his function in a department .
這個詞并不一定表示他在一個部門的職權(quán)。
For example ,my boss is not a bank officer ,he is chief teller .
譬如說，我的上司并不是銀行的主管級人員，他是出納主任。
If we were an officer ,his title would be assistant-cashier and chief-teller.
如果他是主管級人員的話，他的職稱應(yīng)是助理司庫和出納主任。
A:That sounds very confusing .Why don't banks just make all department managers officers?
安德森：聽起來另人費解。為什么銀行不讓所有的部門經(jīng)理都成為主管級呢?
R:It's part of the bank's system of assigning authority and responsibility .
羅杰斯：這是標(biāo)志權(quán)力和責(zé)任的銀行制度的部分內(nèi)容。
After all,banks have special obligations to their depositors because we are handling their money ,not only our own.
銀行對于它們我儲戶畢竟有著特殊的責(zé)任，因為我們正經(jīng)營著他們的錢，而不僅僅是我們自己的錢。
A;That's right.And I am a depositor ,too.I've got .50 in my account.
安德森：是的。我本人也是個儲戶，在我的帳戶里存著37美元50美分。
相關(guān)文章：
2.金融英語